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home > Protecting
Against Online Fraud |
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Beware of Fraudulent Emails
There’s a new type of Internet piracy called “phishing.” It’s pronounced “fishing,” and that’s exactly what these thieves are doing: “fishing” for your personal financial information. What they want are account numbers, passwords, Social Security numbers, and other confidential information that they can use to loot your checking account or run up bills on your credit cards.
In the worst case, you could find yourself a victim of identity theft. With the sensitive information obtained from a successful phishing scam, these thieves can take out loans or obtain credit cards and even driver’s licenses in your name. They can do damage to your financial history and personal reputation that can take years to unravel. But if you understand how phishing works and how to protect yourself, you can help stop this crime.
(Click Here to Download More Information) |
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Your role in protecting
personal information
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Do not respond to un-solicited
e-mails from companies with which you do business requesting
that you re-validate personal information or that link
to Web sites requesting that you re-validate personal
information. Should you receive such an e-mail, contact
the company directly via phone or by typing in their home
URL directly to determine the validity of the e-mail.
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If e-mails or Web sites contain typographical
or grammatical errors, review them carefully as these
are often signs of fraud attempts to compromise your information. |
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Do not click on "links"
you receive in an e-mail message. Open your browser and
enter the address directly. |
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Do not share your ID or password
with anyone. |
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Change your password regularly. |
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Only provide your personal or account
information online to sites you trust and where you initiated
the contact. |
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Remember to sign off the Web site
once you have submitted an application or completed a
secure online session. |
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When your computer is not in use,
shut it down or disconnect it from the Internet. |
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Only provide your ID and passcode
when your browser indicates an encrypted connection. An
encrypted connection is normally indicated by an "https://"
in your browser's address bar in front of the address
of the page you are visiting. |
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If you think you may have provided
information to a fraud perpetrator, change your password
immediately and monitor your account activity frequently.
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Computer virus protection
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Anti-virus protection.
If your computer becomes infected with a virus, you could
possibly lose information and incur repair expense. Make
sure your computer has an anti-virus protection program
installed to reduce the risk of your computer becoming
infected. |
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Automatic upgrades. We recommend
that you purchase a program that automatically upgrades
your virus protection on a recurring basis. If you currently
do not have this automatic upgrade feature, make sure
you update your virus detection program weekly and when
you hear of a new virus. |
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Attachments. We advise not to open
attachments or diskettes unless you are certain that you
can trust the source. Learn how to manually screen diskettes
and attachments if your anti-virus software does not automatically
screen for viruses. |
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