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FACTS |
WHAT DOES COMMERCEWEST BANK, N.A.
DO WITH YOUR PERSONAL INFORMATION? |
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Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and account balances
credit history and payment history
transaction history and account transactions
When you are no longer our client, we continue to share your information as described in
this notice. |
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How? |
All financial companies need to share clients' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their clients' personal information; the reasons CommerceWest Bank, N.A. chooses to share; and whether you can limit this sharing. |
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Reasons we can share your personal information |
Does CommerceWest Bank, N.A. share? |
Can you limit this sharing? |
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For our everyday business purposes-
such as to process your transactions, maintain
your account(s), respond to court orders and
legal investigations, or report to credit bureaus |
Yes |
No |
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For our marketing purposes-
to offer our products and services to you |
Yes |
No |
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For joint marketing with other financial
companies |
No |
We don't share |
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For our affiliates' everyday business purposes-information about your transactions and experiences |
No |
We don't share |
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For our affiliates' everyday business purposes-information about your creditworthiness |
No |
We don't share |
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For our affiliates to market to you |
No |
We don't share |
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For nonaffiliates to market to you |
No |
We don't share |
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Who is providing this notice? |
CommerceWest Bank, N.A. |
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How does CommerceWest Bank, N.A. protect my personal information? |
To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards and
secured files and buildings. |
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How does CommerceWest Bank, N.A. collect my personal
information? |
We collect your personal information, for example, when you
open an account or apply for a loan
pay your bills or make deposits or withdrawals from your account
make a wire transfer
We also collect your personal information from other companies. |
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Why can't I limit all sharing? |
Federal law gives you the right to limit only
sharing for affiliates' everyday business purposes - information about your
creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
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Affiliates |
Companies related by common ownership or control. They can be financial and
nonfinancial companies.CommerceWest Bank, N.A. has no affiliates. |
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
CommerceWest Bank, N.A. does not share with nonaffiliates so they can market to
you. |
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Joint marketing |
A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
CommerceWest Bank, N.A. doesn't jointly market.
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Other important information |
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Question? |
Call 949-251-6959 or go to www.cwbk.com |
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This privacy notice is effective as of December 10, 2010. |
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"Bank on the Difference" |
NA-023 (Rev. 12/10) |
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