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  home > corporate profile > {Privacy Statement}  
     
  FACTS WHAT DOES COMMERCEWEST BANK, N.A.
DO WITH YOUR PERSONAL INFORMATION?
 

  Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.  

  What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • credit history and payment history
  • transaction history and account transactions
  • When you are no longer our client, we continue to share your information as described in this notice.
     

      How? All financial companies need to share clients' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their clients' personal information; the reasons CommerceWest Bank, N.A. chooses to share; and whether you can limit this sharing.  

      Reasons we can share your personal information Does CommerceWest Bank, N.A. share? Can you limit this sharing?  
      For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No  
      For our marketing purposes- to offer our products and services to you Yes No  
      For joint marketing with other financial companies No We don't share  
      For our affiliates' everyday business purposes-information about your transactions and experiences No We don't share  
      For our affiliates' everyday business purposes-information about your creditworthiness No We don't share  
      For our affiliates to market to you No We don't share  
      For nonaffiliates to market to you No We don't share  

      Who We Are  
      Who is providing this notice? CommerceWest Bank, N.A.  

      What we do  
      How does CommerceWest Bank, N.A. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.  
      How does CommerceWest Bank, N.A. collect my personal information? We collect your personal information, for example, when you

  • open an account or apply for a loan
  • pay your bills or make deposits or withdrawals from your account
  • make a wire transfer
  • We also collect your personal information from other companies.
     
      Why can't I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
  • State laws and individual companies may give you additional rights to limit sharing.
     

      Definitions  
      Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • CommerceWest Bank, N.A. has no affiliates.
  •  
      Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • CommerceWest Bank, N.A. does not share with nonaffiliates so they can market to you.
  •  
      Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • CommerceWest Bank, N.A. doesn't jointly market.
  •  

      Other important information  
         

      Question? Call 949-251-6959 or go to www.cwbk.com  

      Effective date of policy  
      This privacy notice is effective as of December 10, 2010.  

      "Bank on the Difference" NA-023 (Rev. 12/10)